APWC - Accident Prevention & Workers Compensation

Cushioning members and their dependents in the event of the former’s injury in work-related accidents.

Purpose

Cushioning members and their dependents in the event of the employee`s injury in work-related accidents. The aim of the scheme is to provide assistance to employees and their families when workers are injured or die in a work related accident, or suffers from a work related disease, or dies as a result of this disease.

It also entails promoting awareness and health safety at all work places and encouraging the implementation of heath and safety regulations at work places by inspecting factory and machinery inspection.

It also provides rehabilitation services to disabled employees to reduce their disablement and enable them to return to their former employment, or otherwise prepare them for a useful and meaningful place in society.

If a worker is injured in a work related accident the employer is required to:

Immediately provide first aid before promptly transferring him/her to the nearest medical center

Report the accident to the nearest NSSA Office after filling in the relevant details on  form WCIF No. 14, which he/she should keep at his/her work premises at all times

In cases of serious/fatal accidents the employer should contact the nearest NSSA Office and the police within 24 hours.

All accidents must be reported within 14 days irrespective of whether the employee has completed treatment or not Legislation

All employers except government, domestic workers and informal sector employers to contribute to the scheme. Employers supply the funding - employees do not contribute anything

.

Legislation

The scheme was established, and is administered, in terms of Statutory Instrument 68 of 1990.

Objectives of the Scheme

Providing financial relief to employees and their families when an employee is injured or killed in a work related accident or suffers from a work related disease or dies thereof.

Creating an awareness of, and promoting health and safety at all places of work.

Encouraging adoption of health and safety legislation through factory and machinery inspection.

Providing rehabilitation services to disabled employees so as to reduce their disablement and return them to their former employment or otherwise prepare them for a useful and meaningful place in society.

Contributions

The Scheme is employer funded, employees do not contribute. Currently all employers, except the Government, employers of domestic employees and informal sector employers, are required by law to contribute to the Scheme.

Registration

When an employer commences business, he/she is required to go to his/her nearest NSSA office to complete registration forms indicating the estimated earnings of his/her employees. The minimum insurance premium the employer is required to pay will be calculated using a risk factor depending on the type of industry the company is involved in. The insurance year runs from January 1 – December 31st. Register your business

Change of business

Employers have the responsibility of keeping NSSA informed of any changes or developments in their businesses. This will allow NSSA to keep accurate records and to adjust their insurance premiums and records in line with any changes as and when they occur. Update business details

Coverage

The scheme covers all workers formally employed in a profession, trade or occupation who are above the age of 16. Workers who are exempted are Civil servants, Domestic workers, and Informal workers.

Contact Details:

Phone 706523, 723822, 706524 or 706525, 08677000455

Compensation House, 25 Central Avenue, Harare

It is possible to make deductions from employee's on behalf of credit stores.  At the end of each period a report is produced detailing the employee name, account number and amount deducted.  This is then sent to the credit store together with the total payment.

The steps required in order to process credit store deductions are:

Step 1 : Set up the Credit Store transaction Code

Step 2 : Set up the account numbers in the employee master

Step 3 : Process Transactions

Step 4 : Produce Report

Step 5 : Send the report and payment to the credit store

Step 1 : To Set up the Credit Store Transaction Code

•Go to the 'Edit' and then 'Transaction Codes' menu options

•Select the 'Insert' button then scroll down and click on 'Deduction Amount'

•Change the default name to the Credit Store name

•Select the default currency that the amount will be deducted under

•Select 'Ok' to save

Step 2 : To set up the account numbers in the employee master:

•Go to the 'Edit' and then 'Employee Master' menu options

•Select the employee with a credit store number

•Go to the 'Works Info' tab

•Select the 'E/D Ref' button (see button in bottom right hand corner of the screen)

•If the credit store does not exist press the 'Insert' button to add a new Credit store

•If the credit store does exist then select the store and press 'Change'

•Use the dropdown menu to pick up the Transaction Code created in Step 1

•Enter the employee's store account number.